Do i have psychic dreams or ability?

I think you're on the path to being a full fledged psychic, congrats! I think you just need to have a mentor to guide you in harnessing your gift. My friend is also like that, when an idea enters her mind, it turns out to be true, exactly the same way that happens to you. She also sees random images of people she doesn't even know, even people from other countries. She can't see ghosts, but her hunches are usually correct, whether it's about people or situations. The psychics that have spoken to her told her that her intuitions are quite strong. And her dreams are prophetic too. So i would encourage you to harness your gift, you can help many people with that. You can go to www.mysticboard.com it's a paranormal forum where you can ask knowledgeable people there to guide you.